Car Legal Cover Insurance

As the name suggests car insurance legal expenses cover is a type of additional protection on your car insurance that provides you with cover for legal expenses.

Car legal cover insurance. Adding legal cover will usually cost between 20 and 30 but if you have a fully comprehensive policy it is worth checking if you. Motor legal protection provides the peace of mind that an experienced legal professional will carry out this process on your behalf all at no extra cost. So depending on how you look at it motor legal protection could be the most useful of the car insurance add ons the ace in your back pocket. Legal defence and disputes.

It s a form of additional cover which protects you against legal expenses up to an agreed limit that may be the result of a car accident that wasn t your fault. Legal expenses insurance or motor legal protection is an additional insurance which provides the cover you ll need to claim back losses not covered by your main car insurance after a non fault road traffic collision. Like all legal expenses insurance policies motor legal protection pursues claims on a reasonable prospects of success basis. Some motor legal protection policies can cover up to 100 000 in costs so that s a good indication of how high these costs can be.

Our guide to car insurance explains more about what your main policy can cover. Car insurance legal cover is a common car insurance add on. When shopping around for car insurance legal cover can seem like an unnecessary added extra especially since we know price is an important deciding factor for a lot of drivers. For car insurance legal expenses insurance is usually sold on a per car basis meaning that you will only be able to make a claim for incidents affecting the car specified on your policy.

The average cost of buying legal expenses insurance with your car insurance policy is around 30 whereas rac s legal care plus policy is just 15. Legal cover is often offered as an optional benefit you can choose to add to your policy for an additional cost. Even if you have a multi car policy you will need to add legal expenses protection to each car that you would like to cover. Visit their website to find out more about what they offer.

How much will it cost. It also provides legal cover for other car related situations. Motor legal protection can help cover the costs of legal advice and solicitors fees associated with pursuing or defending a car insurance claim that s not covered by your regular car insurance. Legal care plus will do all of this for you as well as covering up to five policyholders on the one policy.